ER
INDONESIA, through its Inter-country Quick Response Code Indonesian Standard (QRIS) innovation, achieved global recognition through the “50-in-5 Awards 2026” in the Collaboration category organized by the Digital Public Goods Alliance (DPGA) and Co-Develop.
The award was given in a series of 50-in-5 Milestone Events at the 81st United Nations General Assembly (UNGA 81) in New York, United States (US).
Deputy Governor of Bank Indonesia (BI), Filianingsih Hendarta, as stated in an official statement in Jakarta, Tuesday, said that QRIS between countries shows that interoperability does not require every country to have the same system.
“What is needed is common goals, trust, agreed standards, and a commitment to connecting the systems that each country has. By connecting systems, we connect communities and open opportunities beyond national borders,” said Filianingsih.
50-in-5 is a global advocacy campaign that aims to support 50 countries in designing, launching and expanding secure, inclusive and interoperable digital public infrastructure components by 2028.
As part of this campaign, the 50-in-5 Awards recognize various initiatives that have made a real contribution to encouraging collaboration and implementing the digitalization of public infrastructure.
In the Collaboration category, awards are given to cross-border partnerships that successfully implement or expand the application of public infrastructure with digital technology, with assessments including, among other things, the technology used, interoperability, security and inclusion, as well as actual implementation achievements.
The development of Inter-country QRIS is carried out by Bank Indonesia (BI) in collaboration with authorities and payment system industries in various countries by utilizing their respective domestic payment infrastructure.
This approach allows different payment systems to be interconnected without requiring every country to use the same system. Connectivity is built on common goals, trust, agreed standards and clear governance, while respecting each country’s domestic framework.
At the national level, implementation is strengthened through BI’s synergy with the Government, the Indonesian Payment System Association (ASPI) and the Indonesian payment system industry.
QRIS connectivity between countries continues to be expanded through collaboration with Thailand, Malaysia, Singapore, Japan, South Korea and China. Since it was first implemented in 2022 until July 2026, inter-country QRIS transactions by partner country users in Indonesia reached 21 million transactions or worth IDR5.90 trillion.
Meanwhile, Indonesian user transactions in partner countries reached 4.67 million transactions or IDR1.73 trillion. Thus, the transaction value entering Indonesia is IDR 4.17 trillion higher than the transaction value of Indonesian users in partner countries.
BI noted that this development shows the increasingly widespread use of QRIS to support cross-border economic activities, including tourism and trade, as well as supporting foreign exchange receipts from foreign tourists.
Meanwhile, domestically, QRIS has reached 45.46 million merchants by July 2026 and 96.69% of them are Micro Small and Medium Enterprises (MSMEs).
Through Interstate QRIS, Indonesian business actors, especially MSMEs, have greater opportunities to serve foreign tourist transactions by utilizing digital payment infrastructure that is used every day, without the need for a new payment system.
BI stated that in the future, it will continue to expand QRIS between countries with potential partner countries, especially those that have strong economic, trade, tourism and community mobility connections with Indonesia. [antaranews]
