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THE END of the year is a long-awaited moment to go on vacation and spend time with family or friends. However, the desire to go on vacation is often hampered by various obstacles, one of which is budget constraints. With careful planning, a vacation can run safely without draining your wallet.
Here are 3 vacation tips according to your budget:
1. Determine the Vacation Destination
The first step in planning a vacation is choosing a destination. If your budget is large enough, you can choose an international destination such as Japan or Europe. However, if your budget is limited, there’s nothing wrong with exploring the beauty of local destinations such as Bandung, Yogyakarta or Solo.
The key is to make a priority list of what you want to do during your vacation, whether you prefer to enjoy the natural scenery, cultural tourism, or just relax on the beach. By determining your destination early, it will be easier to calculate the estimated travel costs.
2. Create a Travel Itinerary
Next, create a detailed itinerary or travel plan. This itinerary helps you find out the details of the costs needed, such as transportation, accommodation, consumption and other costs. By having an itinerary, you can not only estimate the total cost of your vacation, but also find ways to reduce expenses.
If your budget is large enough, you can use the services of a travel agent that provides vacation packages so you don’t have to bother determining the itinerary. However, visiting international destinations can be more economical if you take care of the itinerary and preparations yourself.
3. Start Saving
If your current vacation budget is not enough, you can go on vacation with a sufficient budget, for example with a staycation in the city. However, don’t forget to start saving to prepare for next year’s vacation.
Well, there is one banking application that offers the Life Goals feature, namely wondr by BNI. With its advantages and flexibility, customers can determine the savings period, starting from 3 months to several years, and also the desired autodebit date.
The Life Goals feature can adjust customer savings according to savings goals such as for vacations, education, down payments for houses, gadgets, vehicles or wedding preparations and other purposes. You can also determine from the final savings target or based on monthly capabilities, so that each customer can design an appropriate financial strategy.
With this feature, customers are not only disciplined in saving, but also increasingly motivated to achieve financial goals, including dream vacations. End-of-year vacations do not need to be a financial burden if planned well. With proper planning, everyone can enjoy a fun vacation while maintaining financial stability. [sources/photospecial]
